Built for Builders.
Trusted by the Trade.
Because we believe you’re not just building homes, you’re shaping communities.Fast, flexible coverage designed exclusively for HBA Builders.
Single Shot Policy
One Project, One Policy
Perfect for custom home builders and
specialized projects
- 12, 18, or 24 month terms available
- Custom project focus
- Extensions available if project runs longer
- Individual project coverage
- Full control as Named Insured
Reporting Form Policy
Multiple Projects New In The Year
Ideal for builders with consistent activity
and multiple starts
- Annual or monthly reporting
- Flexible extensions
- Easy project management
- Online Reporting Portal
Easy Build Blanket Policies
High-volume builders with maximum
convenience
- Automatic Coverage
Every eligible start is automatically covered throughout the policy term.
- No Monthly Reporting
No monthly reports.
No project-by-project reporting.
No worrying about missing a start.
- Peace of Mind
You value simplicity, convenience, and peace of mind.
At HBA EZBuild we understand that every builder’s needs are different and that every construction project is unique. That’s why we offer three flexible Builder’s Risk policy options: Reporting Form, Easy Build Blanket, and Single Shot, each designed specifically for HBA Builders. These options are built to support the diverse project types and coverage needs faced by today’s builders.
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Fast, EZ Online Reporting
We have dedicated staff standing by ready to assist with the application process. Once approved, online reporting is available on our reporting policies.
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Exclusive Rates for HBA Members
Better rates thanks to your commitment to your craft and partnership with your Home Builders Association.
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Flexible Coverage Options
Choose the right policy for your project:
Annual or Monthly Policies
Easy Build Blanket Policies
Single Shot Policies (Per Project)
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EZ EPI Access on annual or monthly policies
Need proof of coverage right away? We’ve got you.
Your EPI is ready as soon as your job is reported and paid.
Rates reflect our annual and monthly reporting policies effective June 1st, 2025 for new construction
Tiered Rate Structure (Based on Total Insured Value):
- Most States: Lower Tier: $0 – $750,000, Middle Tier: $750,001 – $1,750,000, Upper Tier: $1,750,001 – $2,500,000 (Non Coastal Only)
- TX, GA, LA, SC: Lower Tier: $0 – $1,000,000, Middle Tier: $1,000,001 – $1,750,000, Upper Tier: $1,750,001 – $2,500,000 (Non Coastal Only)
Max TIV for coastal counties: $1,750,000. Calculator maximum: $2,500,000. $250 program fee not included in base. Rates apply to Protection Class 1-8.
Rate Disclaimer
Rates and premium estimates are provided for illustrative and indication purposes only and do not constitute a quote, binder, or guarantee of coverage. Final eligibility, classifications, premiums, pricing, terms, conditions, and coverage are subject to underwriting review, carrier approval, applicable program guidelines, and the policy issued.
Coverage terms, conditions, and exclusions are determined by the policy. This FAQ is provided as a general guide only. Please review your policy documents for full details, or contact our team with questions.
Builders Risk Insurance is designed to safeguard your construction projects from unexpected events like fire, theft, vandalism, and weather related damage. This specialized property coverage applies while the home is under construction and remains in your inventory ending only when the project is complete, sold, or abandoned.
The primary purpose is to protect your financial interest while the home is under construction. Homeowners and standard property policies don’t always cover buildings in the course of construction. Builders risk insurance helps fill that gap, protecting against risks like fire, theft, vandalism, and weather related damage.
Total Insured Value (TIV) refers to the total cost to design and construct the building, including labor, materials, and overhead, but excluding the cost of land. Some builders may also choose to include a portion of their projected profit in the TIV. Determining an accurate TIV helps ensure you are adequately protected in the event of a loss. With EZBuild, this figure is used to make sure your coverage aligns with the true cost to complete your project.
Coverage ends when the project is completed, sold, or put to its intended use, or at the policy’s expiration, whichever comes first. With EZBuild, coverage periods vary by product:
- Annual Reporting Policy: Initial coverage is 12 months.
- Monthly Reporting Policy: Initial coverage is 5 months.
- Easy Build Blanket Policy: 12 month blanket policy, but you’re only billed for the actual time under construction.
- Single Shot Policy: Coverage terms available in 12, 18, or 24 months.
All policy types can be extended if your project runs longer. We offer flexible options to fit your construction timeline.
If your project runs longer than expected, an extension may be available. For reporting policies, extensions can be issued for up to 24 months. Single shot policies may also be extended, subject to approval. Requests for extensions on Single shot policies should be submitted prior to the expiration date.
At HBA EZBUILD, everything we do is rooted in one core belief: HBA Builders are Better Builders.They’re not just constructing homes; they’re shaping communities. Through active involvement in their local and state Home Builders Associations, HBA Builders advocate for stronger building codes, safer construction practices, and a better future for the families they serve.
That’s why we launched HBA EZBUILD in 2012, to build a smarter, faster insurance program designed exclusively for HBA Builders. We understand the day to day realities you face, because we built this program to address them. From getting builders risk quotes quickly to providing proof of property coverage for loan closings, adjusting insured values mid project, or extending a policy when delays arise. Our coverage is flexible, fast, and tailored to the real world needs of builders.
Helmut Mundt
With over 30 years of experience in the insurance industry and more than two decades as a Certified Insurance Counselor (CIC), Helmut Mundt brings expertise and leadership to the HBA EZBuild program. As a key developer of the program in 2012, Helmut helped shape its foundation and has since played a pivotal role in its growth, overseeing sales and marketing efforts as the program expanded across more than 15 states. Today, he remains the face of HBA EZBuild and a trusted resource for builders throughout the region. Helmut is an active member of more than 25 local Home Builders Associations and has served in numerous leadership roles at the local, state, and national levels. His dedication to the building industry has earned him several honors, including induction into the Louisiana Home Builders Association Hall of Fame in 2019 and recognition as NAHB Associate of the Year in 2022. He also served as NAHB National Associate Chairman from 2023 to 2024 and previously chaired both the Membership and Associates Committees. Before beginning his insurance career, Helmut worked in industrial contracting, specializing in coatings and linings for chemical plants, refineries, paper mills, and power plants. A proud U.S. Navy veteran, he served five years aboard the USS Chicago (CG-11), completing three overseas deployments. Helmut and his wife, Giselle, have been married for over 44 years. They enjoy life with their two children, nine grandchildren, and a lively pack of four dogs. helmut@hbaezbuild.com
With over 30 years of experience in the insurance industry and more than two decades as a Certified Insurance Counselor (CIC), Helmut Mundt brings expertise and leadership to the HBA EZBuild program. As a key developer of the program in 2012, Helmut helped shape its foundation and has since played a pivotal role in its growth, overseeing sales and marketing efforts as the program expanded across more than 15 states.
Today, he remains the face of HBA EZBuild and a trusted resource for builders throughout the region.
Helmut is an active member of more than 25 local Home Builders Associations and has served in numerous leadership roles at the local, state, and national levels. His dedication to the building industry has earned him several honors, including induction into the Louisiana Home Builders Association Hall of Fame in 2019 and recognition as NAHB Associate of the Year in 2022. He also served as NAHB National Associate Chairman from 2023 to 2024 and previously chaired both the Membership and Associates Committees.
Before beginning his insurance career, Helmut worked in industrial contracting, specializing in coatings and linings for chemical plants, refineries, paper mills, and power plants. A proud U.S. Navy veteran, he served five years aboard the USS Chicago (CG-11), completing three overseas deployments.
Helmut and his wife, Giselle, have been married for over 44 years. They enjoy life with their two children, nine grandchildren, and a lively pack of four dogs.
Dale Catalinotto
With more than 50 years of insurance experience, Dale Catalinotto is the heart of the HBA EZBuild team. As a Certified Insurance Service Representative (CISR), Dale leads our client support efforts, providing expert guidance to builders and agents, managing everything from quoting and issuing policies to claims reporting and day to day problem solving. A key contributor since the program’s inception, Dale has helped shape the foundation of HBA EZBuild and played a pivotal role in delivering the reliable service our clients count on. Her depth of knowledge, attention to detail, and personal commitment make her a trusted go to for both our team and the builder community. Dale is also a familiar face at Home Builders Association events across Louisiana, where she enjoys supporting the builders she serves. She and her husband, Jack, have four children and four grandchildren. Her close knit family life reflects the same care and dedication she brings to her work each day. dale@hbaezbuild.com
With more than 50 years of insurance experience, Dale Catalinotto is the heart of the HBA EZBuild team. As a Certified Insurance Service Representative (CISR), Dale leads our client support efforts, providing expert guidance to builders and agents, managing everything from quoting and issuing policies to claims reporting and day to day problem solving.
A key contributor since the program’s inception, Dale has helped shape the foundation of HBA EZBuild and played a pivotal role in delivering the reliable service our clients count on. Her depth of knowledge, attention to detail, and personal commitment make her a trusted go to for both our team and the builder community.
Dale is also a familiar face at Home Builders Association events across Louisiana, where she enjoys supporting the builders she serves.
She and her husband, Jack, have four children and four grandchildren. Her close knit family life reflects the same care and dedication she brings to her work each day.
Tina Petrich
Tina Petrich plays a key role in the success of the HBA EZBuild program, supporting day to day operations alongside Dale with focus, care, and dependability. Known for her sharp attention to detail and calm, can do attitude, Tina handles policy reviews, assists with reports, manages renewals, and helps troubleshoot website related issues for builders and agents alike. Even as a part time team member, Tina’s presence is deeply valued. She’s always ready to lend a hand and bring clarity to complex situations, making her a steady and trusted resource for clients and teammates. Outside of work, Tina is a talented artist and photographer. She enjoys capturing life’s details behind the lens and spending time with her husband, Sean, and their son, always keeping family and creativity at the center of her world. Tina@hbaezbuild.com
Tina Petrich plays a key role in the success of the HBA EZBuild program, supporting day to day operations alongside Dale with focus, care, and dependability. Known for her sharp attention to detail and calm, can do attitude, Tina handles policy reviews, assists with reports, manages renewals, and helps troubleshoot website related issues for builders and agents alike.
Even as a part time team member, Tina’s presence is deeply valued. She’s always ready to lend a hand and bring clarity to complex situations, making her a steady and trusted resource for clients and teammates.
Outside of work, Tina is a talented artist and photographer. She enjoys capturing life’s details behind the lens and spending time with her husband, Sean, and their son, always keeping family and creativity at the center of her world.
Laura Blust
Laura recently joined the HBA EZBuild team, bringing with her over 11 years of experience in the insurance industry and within our firm. Her strong background and attention to detail allow her to provide reliable support to both clients and internal teams.
Outside of work, Laura enjoys spending time with her loving husband and their two children.
Protect Your Project. Protect Your Business.
Builders Risk Insurance is designed to safeguard your construction projects from unexpected events like fire, theft, vandalism, and weather related damage. This specialized property coverage applies while the home is under construction and remains in your inventory, ending only when the project is complete, sold, or abandoned.
Simple answer: The Builder. Always.
Here’s why it’s critical for you to be the Named Insured on the policy:
Full Control
When the policy is in your name, you’re in control. You can manage coverage limits, request extensions for delays, and make adjustments as the project evolves. If a claim arises, the check comes directly to you, protecting your financial interest and keeping the project moving.
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Better Coverage
If a homeowner purchases the policy, it may not extend to materials you provide, whether stored on site, off site, or supplied by subcontractors. Even if you’re listed as an Additional Insured, you won’t have the ability to manage or modify the policy. When the policy is in your name, you retain control over the terms, limits, and any needed changes throughout the project.
Contractual Leverage
We call it Fur Lined Handcuffs. Once construction begins and the policy is active in your name, it becomes much harder for a homeowner to walk away from the contract without losing coverage. Most carriers won’t write a new policy mid project, especially beyond the six month mark. It’s rare, but when things go sideways, you’ll be glad you’re protected.
At HBA EZ Build, we’re here to simplify the process. Fast. EZ. Built for Builders.
Trusted by the Trade. So you can stay protected and build with confidence.
Get appointed with us today.
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Residential & Commercial
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Three Policy Options
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New & Renovations
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Multiple Renewal Options
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Model Homes
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Website Reporting
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Blanket Model Homes Contents
Supporting builders in over 15 states and growing
Our program is fast, flexible, and built to meet real jobsite needs. Whether you’re quoting a new build, closing a loan, or adjusting coverage mid project, our team moves quickly to keep your work on track.
States Covered
Years Experience
Carrier Rating
5.00 average rating from 320+ customers
Discover how we’ve helped businesses succeed through our services.
Jenkins Homes has used HBA EZBuild for several years, and they’ve been a great insurance partner, easy to work with, reliable, and truly built for home builders. The coverage fits exactly what we need, and the team behind it understands the home building industry inside and out. HBA EZBuild is a trusted name in builder’s risk insurance that we highly recommend.
Bubba Jenkins with Jenkins Homes
We have been using HBA EZBuild Program for my Builders Risk Insurance for the last several years. I have been extremely pleased with the competitive pricing, coverage and great service they provide. I recommend them to everyone I know.
Thank you.
Lynn Nolen
Lynn Nolen Construction, Inc.
HBA EZ Build has been a great experience from start to finish. Our company has used HBA Builders Risk for insuring our builds since 2017. Their customer service is always responsive, helpful, and genuinely great to work with. On top of that, the website is incredibly easy to use, which makes the entire process smooth and stress free. Everything is laid out clearly, saving time and eliminating confusion. I highly recommend HBA EZ Build for both their support and their user friendly platform.
Jennifer, Valere Homes
Thank You and Build a Great Day!
Jennifer Farlow
General Contractor, Martinez Construction LLC