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Get an instant premium estimate for your builder's risk coverage.
Rate Details & Disclaimers
Rates reflect our annual and monthly reporting policies effective June 1st, 2025 for new construction
Tiered Rate Structure (Based on Total Insured Value):
- Most States: Lower Tier: $0 – $750,000, Middle Tier: $750,001 – $1,750,000, Upper Tier: $1,750,001 – $2,500,000 (Non Coastal Only)
- TX, GA, LA, SC: Lower Tier: $0 – $1,000,000, Middle Tier: $1,000,001 – $1,750,000, Upper Tier: $1,750,001 – $2,500,000 (Non Coastal Only)
Max TIV for coastal counties: $1,750,000. Calculator maximum: $2,500,000. $250 program fee not included in base. Rates apply to Protection Class 1-8.
Rate Disclaimer
Rates and premium estimates are provided for illustrative and indication purposes only and do not constitute a quote, binder, or guarantee of coverage. Final eligibility, classifications, premiums, pricing, terms, conditions, and coverage are subject to underwriting review, carrier approval, applicable program guidelines, and the policy issued.